Applied to bank profit credited, not the account balance.
Section 151 profit on debt · FY 2026-27
Savings Account Tax Calculator Pakistan 2026-27
Estimate withholding tax on savings-account or deposit profit for ATL and non-ATL taxpayers.
Updated 3 August 2026Runs privately in your browserOfficial sources linked below
Enter the profit credited by the bank, not the account balance. The current FBR rate card uses 20% for ATL and 40% for non-ATL on bank-account and deposit profit.
Private calculation
Enter your details
All amounts are in Pakistani rupees. Your entries stay in this browser.
No signup. No data upload. Verify final figures before filing or payment.
FY 2026-27 rate snapshot
A quick view of the main rates and distinctions used by this tool. The methodology and official links below provide the context.
The higher Section 151 withholding is shown side by side.
Your deposited principal is not treated as income.
Method and limits
What this estimate includes
Enter the profit credited by the bank, not the account balance. The current FBR rate card uses 20% for ATL and 40% for non-ATL on bank-account and deposit profit.
The result is designed for planning. It does not replace a challan, payroll certificate, withholding statement, provincial assessment or professional opinion based on your full facts.
- FY 2026-27 calculation logic
- Clear separation of tax components
- No information sent to our server
- Final-payment verification reminder
Official sources used for this calculator
Rates can be changed by legislation, notification or provincial schedule. Open the source before relying on a material transaction.
FBR Withholding Rate CardSection 151 profit-on-debt withholding rates.Open official source ↗Finance Act 2026The enacted federal tax changes for FY 2026-27.Open official source ↗Income Tax Ordinance 2001The consolidated federal income-tax law and schedules.Open official source ↗FBR IRISFile a return and claim adjustable tax already paid.Open official source ↗
Last reviewed:
Savings Profit Tax FAQ
Is this savings-account tax result final?
No. It is a planning estimate based on the details entered and the published rates described on this page. Your withholding agent, excise office, provincial authority or FBR assessment remains the final figure.
Does this calculator store my information?
No. The calculation runs in your browser. Pakistan Taxes does not receive or store the amounts you enter.
Should I enter my balance or the profit credited?
Enter only the interest or profit credited by the bank during the period. The withholding is not calculated on your deposit balance.