Tax Year 2027 Banking Guide

Tax on Cash Withdrawal in Pakistan 2026-27

For Tax Year 2027, Section 231AB continues to apply advance tax to cash withdrawals by persons not appearing on the Active Taxpayers List.

Last updated: July 1, 2026

Section 231AB at a Glance

Non-ATL Rate0.8%

Advance tax for a person not appearing on ATL.

Daily TriggerAbove Rs. 50,000

Aggregate cash withdrawn in a day.

Tax TypeAdvance Tax

Keep the bank deduction record for your return.

ATL filers: Section 231AB targets persons not appearing on ATL. Check your ATL status and ask your bank to confirm its treatment before withdrawing cash.

How to Reduce Avoidable Cash Withdrawal Tax

  1. Check your ATL status using the official FBR portal.
  2. If your status is incorrect, resolve your filing or ATL issue through FBR IRIS.
  3. Ask your bank to confirm the tax treatment linked to your CNIC or NTN.
  4. Keep your annual withholding certificate or bank statement for return filing.

Official Resources

Reviewed guidance

Tax Filing guide checked for practical tax use

Pakistan Taxes is independent and not affiliated with FBR. We explain the calculation method, cite official portals where useful, and encourage users to confirm payroll or filing-specific treatment before submission.

  • Updated for Finance Act 2026
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  • Written for Pakistani salary, filer, NTN, and tax filing searches

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