The day’s aggregate cash withdrawals are considered.
Section 231AB · FY 2026-27
Cash Withdrawal Tax Calculator Pakistan 2026-27
Calculate bank tax on daily cash withdrawals above the statutory threshold for non-ATL persons.
Updated 3 August 2026Runs privately in your browserOfficial sources linked below
ATL taxpayers pay no Section 231AB cash-withdrawal tax. For a non-ATL person, the tool applies 0.8% when the day’s aggregate cash withdrawal exceeds Rs. 50,000.
Private calculation
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All amounts are in Pakistani rupees. Your entries stay in this browser.
No signup. No data upload. Verify final figures before filing or payment.
FY 2026-27 rate snapshot
A quick view of the main rates and distinctions used by this tool. The methodology and official links below provide the context.
Active taxpayers are not charged this withholding.
Applied when the daily aggregate crosses the threshold.
Method and limits
What this estimate includes
ATL taxpayers pay no Section 231AB cash-withdrawal tax. For a non-ATL person, the tool applies 0.8% when the day’s aggregate cash withdrawal exceeds Rs. 50,000.
The result is designed for planning. It does not replace a challan, payroll certificate, withholding statement, provincial assessment or professional opinion based on your full facts.
- FY 2026-27 calculation logic
- Clear separation of tax components
- No information sent to our server
- Final-payment verification reminder
Official sources used for this calculator
Rates can be changed by legislation, notification or provincial schedule. Open the source before relying on a material transaction.
FBR Withholding Rate CardSection 231AB cash-withdrawal threshold and rate.Open official source ↗Finance Act 2026The enacted federal tax changes for FY 2026-27.Open official source ↗Income Tax Ordinance 2001The consolidated federal income-tax law and schedules.Open official source ↗FBR IRISFile a return and claim adjustable tax already paid.Open official source ↗
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Cash Withdrawal Tax FAQ
Is this cash-withdrawal tax result final?
No. It is a planning estimate based on the details entered and the published rates described on this page. Your withholding agent, excise office, provincial authority or FBR assessment remains the final figure.
Does this calculator store my information?
No. The calculation runs in your browser. Pakistan Taxes does not receive or store the amounts you enter.
Is the Rs. 50,000 threshold per transaction?
The test is the aggregate cash withdrawn in one day. Splitting a larger withdrawal into several transactions does not necessarily avoid the rule.