.container{max-width:1180px;margin:0 auto;padding:0 1rem}.hero{position:relative;overflow:hidden;padding:3.5rem 0 3.2rem;background:radial-gradient(circle at 88% 16%,rgba(201,168,106,.3),transparent 24rem),linear-gradient(180deg,#fffdf8,#f3ecdf 68%,#f7f3eb);border-bottom:1px solid rgba(201,168,106,.34)}.hero:after{content:"";position:absolute;width:380px;height:380px;right:-155px;bottom:-240px;border:1px solid rgba(201,168,106,.34);border-radius:50%;pointer-events:none}.hero-grid{display:grid;grid-template-columns:1fr;gap:1.8rem;align-items:start}.hero-right-copy{background:#ffffff47;border-top:1px solid rgba(216,208,194,.8);padding:1rem 0 0}.hero-pill{display:inline-flex;align-items:center;gap:8px;background:#fffdf8b8;border:1px solid rgba(201,168,106,.52);color:#755b2d;font-size:10px;font-weight:800;padding:7px 13px;border-radius:999px;text-transform:uppercase;letter-spacing:.13em;margin-bottom:1.15rem;box-shadow:var(--pt-shadow-sm)}.hero-pill-dot{width:7px;height:7px;border-radius:999px;background:var(--pt-matcha)}.hero h1{font-family:var(--font-display);font-size:3rem;line-height:.96;max-width:12ch;font-weight:400;letter-spacing:-.035em;color:var(--pt-eclipse)}.hero h1 em{font-style:italic;color:var(--pt-matcha)}.hero-desc{max-width:560px;font-size:16px;line-height:1.75;color:var(--pt-text-2)}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:1.45rem}.btn{display:inline-flex;align-items:center;gap:8px;border-radius:999px;padding:11px 18px;font-size:13px;font-weight:600;transition:.18s ease;white-space:nowrap}.btn-primary{background:linear-gradient(135deg,var(--pt-eclipse),var(--pt-forest));color:#fff;box-shadow:var(--pt-shadow-action);border:1px solid rgba(26,54,54,.12)}.btn-primary:hover{transform:translateY(-1px)}.btn-secondary{background:#fffaf2;color:var(--pt-eclipse);border:1px solid var(--pt-line-2)}.btn-secondary:hover{background:var(--pt-almond-soft);border-color:var(--pt-almond)}.hero-trust{display:flex;flex-wrap:wrap;gap:10px;margin-top:1rem}.hero-trust span{font-size:11px;color:var(--pt-muted);background:#fff;border:1px solid var(--pt-line);padding:7px 12px;border-radius:999px}.hero-stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:1.35rem}.hero-stat{background:#fffdf8d1;border:1px solid rgba(209,196,178,.85);padding:16px 14px;border-radius:14px;box-shadow:var(--pt-shadow-sm)}.hero-stat-num{font-family:var(--font-display);font-size:1.55rem;font-weight:400;color:var(--pt-eclipse)}.hero-stat-label{font-size:10px;color:var(--pt-muted);text-transform:uppercase;letter-spacing:.09em;margin-top:5px}.calculator-section{padding:2.5rem 0;background:var(--pt-paper)}.calc-results-grid{display:grid;grid-template-columns:1fr;gap:1.5rem;align-items:start}.card{background:#fffefaf5;border:1px solid rgba(209,196,178,.84);border-radius:18px;box-shadow:var(--pt-shadow-md)}.calc-card{padding:1.25rem}.calc-intro{margin-bottom:1rem}.calc-intro h2{font-family:var(--font-display);font-size:1.75rem;font-weight:400;line-height:1.05;color:var(--pt-eclipse);margin-bottom:.45rem}.calc-intro p,.field-help{font-size:12px;color:var(--pt-muted);line-height:1.6}.year-toggle{display:grid;grid-template-columns:1fr 1fr;background:var(--pt-paper-2);border:1px solid var(--pt-line);border-radius:18px;padding:4px;gap:4px;margin-bottom:1.25rem}.year-btn{border:none;background:transparent;padding:11px 10px;border-radius:14px;font:800 13px var(--font-sans);color:var(--pt-muted);cursor:pointer;transition:.18s ease}.year-btn small{display:block;font-size:10px;opacity:.8;margin-top:2px}.year-btn.active{background:linear-gradient(135deg,var(--pt-eclipse),var(--pt-forest));color:#fff;box-shadow:var(--pt-shadow-sm)}.grid-2{display:grid;grid-template-columns:1fr;gap:12px}.field-group{margin-bottom:.9rem}.field-group label{display:block;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.09em;color:var(--pt-text-2);margin-bottom:7px}.input-wrap{position:relative}.prefix{position:absolute;left:14px;top:50%;transform:translateY(-50%);font:800 12px var(--font-sans);color:var(--pt-muted)}.input-wrap input,.input-wrap select{width:100%;border:1px solid var(--pt-line-2);background:#fff;border-radius:14px;padding:13px 14px;font:500 16px var(--font-sans);color:var(--pt-text);outline:none;transition:.18s ease}.input-wrap input::placeholder{color:#9aa7a3}.input-wrap.has-prefix input{padding-left:46px}.input-wrap input:focus,.input-wrap select:focus{border-color:var(--pt-matcha);box-shadow:0 0 0 4px #677d6a24}.optional-fields{margin-top:1rem;border:1px solid var(--pt-line);border-radius:14px;background:var(--pt-almond-pale);overflow:hidden}.optional-fields summary{cursor:pointer;padding:13px 14px;font-size:13px;font-weight:800;color:var(--pt-eclipse);list-style:none}.optional-fields summary::-webkit-details-marker{display:none}.optional-fields summary:after{content:"+";float:right;color:var(--pt-matcha)}.optional-fields[open] summary:after{content:"−"}.optional-fields-inner{padding:0 14px 4px}.divider{display:flex;align-items:center;gap:10px;margin:1.3rem 0 1.1rem;font-size:10px;font-weight:700;color:var(--pt-forest);text-transform:uppercase;letter-spacing:.09em}.divider:before,.divider:after{content:"";flex:1;height:1px;background:var(--pt-line)}.toggle-item{display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:13px 0;border-bottom:1px solid rgba(216,208,194,.7)}.toggle-label{font-size:13px;font-weight:700;color:var(--pt-text)}.toggle-sub{font-size:11px;color:var(--pt-muted);margin-top:2px}.switch{position:relative;width:46px;height:24px;flex-shrink:0}.switch input{opacity:0;width:0;height:0}.slider{position:absolute;inset:0;background:#cbd5d0;border-radius:999px;cursor:pointer;transition:.18s ease}.slider:before{content:"";position:absolute;width:18px;height:18px;left:3px;top:3px;border-radius:50%;background:#fff;transition:.18s ease;box-shadow:0 1px 3px #0000002e}.switch input:checked+.slider{background:var(--pt-forest)}.switch input:checked+.slider:before{transform:translate(22px)}.calc-button{width:100%;margin-top:1.3rem;background:linear-gradient(135deg,var(--pt-eclipse),var(--pt-forest));color:#fff;border:1px solid rgba(201,168,106,.32);border-radius:10px;padding:15px;font-size:15px;font-weight:800;cursor:pointer;transition:.18s ease;box-shadow:var(--pt-shadow-action)}.calc-button:hover{transform:translateY(-1px)}.info-note{margin-top:1rem;background:var(--pt-matcha-soft);border:1px solid #d6e1d3;border-radius:14px;padding:12px 14px;font-size:11.5px;color:var(--pt-forest-dark)}.method-card{margin-top:1rem;border:1px solid var(--pt-line);border-radius:14px;background:#fffdf8;overflow:hidden}.method-card summary{cursor:pointer;padding:13px 14px;font-size:13px;font-weight:800;color:var(--pt-eclipse)}.method-card div{padding:0 14px 13px;font-size:12px;line-height:1.7;color:var(--pt-text-2)}.result-title{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--pt-eclipse);margin-bottom:1rem;display:flex;align-items:center;gap:8px}.result-title:before{content:"";width:3px;height:14px;background:var(--pt-almond);border-radius:2px}.results-empty{padding:2.5rem 1.5rem;text-align:center}.results-empty-symbol{width:64px;height:64px;border-radius:18px;background:var(--pt-almond-soft);display:flex;align-items:center;justify-content:center;margin:0 auto 1rem;color:var(--pt-eclipse);font-size:28px;font-weight:700}.results-empty h3{font-size:1.1rem;font-weight:800;letter-spacing:-.025em;color:var(--pt-eclipse)}.results-empty p{font-size:13px;color:var(--pt-muted);margin-top:8px}.result-shell{display:flex;flex-direction:column;gap:12px}.result-hero-card{background:linear-gradient(135deg,var(--pt-eclipse),var(--pt-forest));color:#fff;border-radius:22px;padding:1.35rem;box-shadow:var(--pt-shadow-action);position:relative;overflow:hidden}.result-hero-card:after{content:"";position:absolute;right:-40px;top:-40px;width:140px;height:140px;border-radius:50%;background:#d6bd9824}.result-label{font-size:10px;letter-spacing:.11em;text-transform:uppercase;color:#d6bd98c7;font-weight:700}.result-main-value{color:var(--pt-almond);font-size:2.35rem;line-height:1;margin:.55rem 0 .3rem;font-weight:600}.result-subline{font-size:12px;color:#ffffffb8;font-weight:300}.result-grid-premium{display:grid;grid-template-columns:1fr 1fr;gap:10px}.result-metric{background:var(--pt-surface);border:1px solid var(--pt-line);border-radius:16px;padding:12px;box-shadow:var(--pt-shadow-sm)}.result-metric .label{font-size:10px;color:var(--pt-muted);text-transform:uppercase;letter-spacing:.08em;font-weight:700}.result-metric .value{margin-top:5px;color:var(--pt-eclipse);font-size:15px;font-weight:600}.result-metric.highlight{background:var(--pt-matcha-soft);border-color:#677d6a40}.result-metric.highlight .value{color:var(--pt-forest)}.expand-btn{width:100%;border:1px solid var(--pt-line-2);background:var(--pt-almond-pale);color:var(--pt-eclipse);border-radius:14px;padding:12px;font:700 13px var(--font-sans);cursor:pointer;transition:.18s ease}.expand-btn:hover{background:var(--pt-almond-soft)}.breakdown-box{display:none;background:var(--pt-surface);border:1px solid var(--pt-line);border-radius:18px;padding:1rem;box-shadow:var(--pt-shadow-sm)}.breakdown-box.open{display:block}.breakdown-row{display:grid;grid-template-columns:95px 1fr 82px 34px;gap:8px;align-items:center;padding:8px 0;border-bottom:1px solid var(--pt-line)}.breakdown-row:last-child{border-bottom:none}.breakdown-range{font-size:11px;color:var(--pt-muted)}.breakdown-bar{height:7px;background:var(--pt-paper-2);border-radius:999px;overflow:hidden}.breakdown-fill{height:100%;background:linear-gradient(90deg,var(--pt-matcha),var(--pt-eclipse));border-radius:999px}.breakdown-tax{font-size:11px;color:var(--pt-text);text-align:right}.breakdown-rate{font-size:10px;color:var(--pt-forest);text-align:right}.result-summary-card{background:var(--pt-surface);border:1px solid var(--pt-line);border-radius:18px;padding:1rem;box-shadow:var(--pt-shadow-sm)}.summary-table{width:100%;border-collapse:collapse;font-size:13px}.summary-table td{padding:9px 4px;border-bottom:1px solid rgba(216,208,194,.7);color:var(--pt-text-2)}.summary-table .right{text-align:right}.summary-table .highlight{background:var(--pt-matcha-soft);font-weight:700}.summary-table .highlight td{color:var(--pt-forest-dark)}.donut-container{display:grid;grid-template-columns:minmax(0,180px) 1fr;align-items:center;gap:1rem}.donut-container canvas{display:block;width:180px!important;height:180px!important;max-width:100%}.legend{width:100%;display:flex;flex-direction:column;gap:7px}.legend-item{display:flex;align-items:center;gap:8px;font-size:12px;color:var(--pt-text-2)}.dot{width:10px;height:10px;border-radius:4px}.result-actions{display:flex;flex-wrap:wrap;gap:8px}.result-action{flex:1;min-width:150px;border:1px solid var(--pt-line-2);background:#fffdf8;color:var(--pt-eclipse);border-radius:10px;padding:12px;font:800 12px var(--font-sans);cursor:pointer;text-align:center;text-decoration:none!important}.result-action.primary{background:linear-gradient(135deg,var(--pt-eclipse),var(--pt-forest));color:#fff;border-color:#c9a86a52}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--pt-almond);outline-offset:3px}@media print{.pt-header,.pt-footer,.hero,.popular-calc-section,.trustbar,.seo-wrap,.faq-section,.calc-card{display:none!important}.calculator-section{padding:0;background:#fff}.calc-results-grid{display:block}#resultsPanel{max-width:760px;margin:0 auto}.result-actions,.expand-btn{display:none!important}.breakdown-box{display:block!important}}@media(max-width:520px){.donut-container{grid-template-columns:1fr;justify-items:center}.legend{max-width:220px}}.trustbar{padding:1rem 0;border-top:1px solid var(--pt-line);border-bottom:1px solid var(--pt-line);background:#fff}.trust-scroll{display:flex;gap:1.2rem;overflow:auto;padding-bottom:2px}.trust-item{display:flex;align-items:center;gap:8px;font-size:12px;font-weight:600;color:var(--pt-text-2);white-space:nowrap;padding:8px 14px;border-radius:999px;border:1px solid var(--pt-line);background:#fffaf2}.trust-item-icon{font-size:14px}.seo-wrap{padding:2.5rem 1rem}.section-block{margin-bottom:2.5rem}.section-label{display:inline-flex;font-size:10px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--pt-eclipse);background:var(--pt-almond-soft);padding:5px 10px;border-radius:999px;margin-bottom:.85rem}.section-title{font-size:clamp(1.4rem,3vw,1.9rem);font-weight:800;letter-spacing:-.025em;color:var(--pt-eclipse);margin-bottom:.6rem}.section-sub{font-size:14px;color:var(--pt-muted);margin-bottom:1.3rem}.table-wrap{overflow-x:auto;border-radius:18px;border:1px solid var(--pt-line)}.slab-table{width:100%;border-collapse:collapse;font-size:13px}.slab-table th{background:linear-gradient(90deg,var(--pt-eclipse),var(--pt-forest));color:#fff;padding:13px 16px;text-align:left;font-weight:700}.slab-table td{padding:11px 16px;border-bottom:1px solid var(--pt-line);color:var(--pt-text-2)}.slab-table tr:last-child td{border-bottom:none}.slab-table tr:nth-child(2n) td{background:#fbf8f199}.info-2col{display:grid;grid-template-columns:1fr;gap:1.2rem}.info-block{background:#fff;border:1px solid var(--pt-line);border-radius:22px;padding:1.15rem;box-shadow:var(--pt-shadow-sm)}.info-block h3{font-size:1rem;font-weight:800;letter-spacing:-.025em;color:var(--pt-eclipse);margin-bottom:.5rem}.info-block p{font-size:14px;color:var(--pt-text-2);line-height:1.7}.page-nav-grid{display:grid;grid-template-columns:1fr;gap:1rem;margin-top:1.25rem}.page-nav-card{background:#fff;border:1px solid var(--pt-line);border-radius:22px;padding:1.15rem;box-shadow:var(--pt-shadow-sm);transition:.18s ease;display:flex;flex-direction:column;gap:8px;color:inherit;text-decoration:none!important}.page-nav-card:hover{transform:translateY(-4px);box-shadow:var(--pt-shadow-md);border-color:var(--pt-almond)}.page-nav-kicker{display:inline-flex;font-size:10px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--pt-eclipse);background:var(--pt-almond-soft);padding:5px 10px;border-radius:999px;align-self:flex-start}.pnc-title{font-size:15px;font-weight:800;color:var(--pt-eclipse);letter-spacing:-.02em}.pnc-desc{font-size:12px;color:var(--pt-muted);line-height:1.6}.pnc-arrow{font-size:12px;font-weight:700;color:var(--pt-matcha)}.popular-calc-section{padding:2.2rem 0;background:#fff;border-top:1px solid var(--pt-line)}.popular-calc-grid{display:grid;grid-template-columns:1fr;gap:10px;margin-top:1rem}.popular-calc-card{background:var(--pt-surface);border:1px solid var(--pt-line);border-radius:18px;padding:1rem;text-decoration:none!important;color:inherit;box-shadow:var(--pt-shadow-sm);transition:.18s ease}.popular-calc-card:hover{transform:translateY(-3px);box-shadow:var(--pt-shadow-md);border-color:var(--pt-almond)}.popular-calc-card strong{display:block;color:var(--pt-eclipse);font-size:14px;margin-bottom:4px}.popular-calc-card span{display:block;color:var(--pt-muted);font-size:12px;line-height:1.5}.whatsapp-cta{background:linear-gradient(135deg,#25d366,#1da851);border-radius:22px;padding:1.15rem 1.35rem;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1rem;margin-top:1.5rem}.whatsapp-cta strong{color:#fff;font-size:15px;font-weight:800}.whatsapp-cta a{background:#fff;color:#1da851;border-radius:999px;padding:10px 18px;font-size:13px;font-weight:800;white-space:nowrap;text-decoration:none!important}.faq-section{background:var(--pt-paper-2);border-top:1px solid var(--pt-line);padding:2.5rem 0}.faq-inner{max-width:760px;margin:0 auto;padding:0 1rem}.faq-list{display:flex;flex-direction:column;gap:10px;margin-top:1.25rem}.faq-item{background:#fff;border:1px solid var(--pt-line);border-radius:18px;overflow:hidden;box-shadow:var(--pt-shadow-sm)}.faq-q{width:100%;border:0;background:transparent;text-align:left;padding:1rem 1.15rem;font:700 14px/1.45 var(--font-sans);color:var(--pt-eclipse);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1rem}.faq-icon{font-size:20px;font-weight:400;color:var(--pt-muted);transition:.18s ease;flex-shrink:0}.faq-item.open .faq-icon{transform:rotate(45deg)}.faq-a{display:none;padding:0 1.15rem 1rem;font-size:14px;color:var(--pt-text-2);line-height:1.7}.faq-item.open .faq-a{display:block}@media(min-width:640px){.grid-2,.info-2col{grid-template-columns:1fr 1fr}.popular-calc-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:900px){.popular-calc-grid{grid-template-columns:repeat(4,1fr)}.hero-grid{grid-template-columns:1fr 1fr}.hero-right-copy{background:transparent;border-top:none;padding:0}.hero h1{font-size:4.5rem}.calc-results-grid{grid-template-columns:420px 1fr}.page-nav-grid{grid-template-columns:repeat(3,1fr)}}@media(min-width:1100px){.page-nav-grid{grid-template-columns:repeat(4,1fr)}}